Gerald Santoro's Experience:
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Mortgage Banker at First Home Bank
October 2017 - Present | Morganville, NJGerald Santoro comes to First Home Bank with many years of experience in the Mortgage Industry. He is a licensed mortgage banker ready to help you! He specializes in Conventional, Jumbo, FHA, 203K, VA, USDA , HomeReady, and Reverse Mortgage Loans as well as assists many first time home buyers, move up buyers, vacation home buyers, and investors with purchases and/or refinances. Gerald oversees every Guest from application to closing, staying in close touch with all parties in the transaction at all times, to ensure a smooth mortgage process. He is proud to say that he thrives on repeat business and referrals from satisfied clients. He strives to under promise and over deliver. Gerald Santoro has been married for over 44 years to his childhood sweetheart and is a proud father of three children and a PROUD grandfather to two grandchildren. Gerald is looking forward to helping you with all your home loan needs! Member of Geriatric Advisory Council Board of Directors of Monmouth County Chamber of Commerce Co-Founder and Executive Board member of Monmouth County Referral Group member St. Andrew's Mens Group - Holmdel, NJ Parishioner St. Catherine's Middletown, NJ Former Rotarian - Woodbridge-Perth Amboy Chapter
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Mortgage Banker at Peoples Bank
September 2013 - Present | Manalapan, NJ -
Mortgage Banker/Mortgage Broker at NJ LoanMan, LLC
Present -
Senior Loan Officer at West Town Savings Bank
July 2011 - August 2013Federally Chartered Bank and Licensed to originate Conventional, Jumbo,FHA, 203K, VA, USDA, and Reverse Mortgage Loans in all 50 States. In house underwriting! Ability to close loans in 3 -4 weeks! In house Lender for Keller Williams, West Monmouth, NJ! GREAT RATES! GREAT SERVICE! Let me exceed your expectations!
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Mortgage Planning Specialist/Sales Manager at First Choice Bank
2009 - June 2011I provide Real Estate Financing for Residential and Commercial clients across the country. My client base includes First Time Home Buyers , move up buyers, second home purchases, refinances,etc. Well versed in FHA, 203K Streamline and full 203K, VA. Also Homepath loan available! Reverse Mortgages for clients minimum age 62. Commercial loans available from $100k and up. Private Investors, Hard Money, and Venture Capital also.
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Mortgage Planning Specialist at HFG
2001 - December 2008 -
Senior Loan Officer at Lenco Mortgage
1999 - 2001Loan Originator for Conventional, FHA, VA, and Reverse Mortgage Loans. Worked closely with processor preparing loans to be underwriten.
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Senior Loan Officer at First Monmouth Mortgage
1993 - 1999Initiated and managed an Internet Mortgage Lead Division acheiving Top Producer status several months consecutively. Advised other loan officers on guidelines and structuring loans. Originated Conventional, FHA, VA, and Reverse Mortgage Loans. Specialized in First Time Home Buyer Loans and Down Payment Assistance Grants.