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Hi, I'm Gerald Santoro. Welcome to my profile!

Gerald Santoro's Bio:

You may have noticed that getting a mortgage is frustrating, time consuming, and maybe even overwhelming. You wouldn't be the only one to say that. Especially when you're trying to find a low rate. I can help. I work with homebuyers and homeowners in NJ and across the US to make the mortgage process easy and understandable. If you are a first-time buyer, I will help you through the process, answering questions and making it convenient and simple. You'll always have someone to call, even on a weekend. If you are looking to buy a home and you already own one, you may be wondering how that works. I can help you answer the question, "Do I have to sell my current home before I can buy a new one?" If you already have a mortgage and you're looking to save money, get a lower rate, or tap into the equity in your home, I can share with you insider tips to find your best solutions and avoid the hassles and unnecessary paperwork. If any of these scenarios apply to you, I can help. You can contact me through LinkedIn, or you can call me direct or text me at (732) 241-4015, or email me at [email protected] If you're not yet ready for a conversation but would like to learn more about the mortgage process, go to http://geraldsantoromortgage.com Former Board of Directors of Monmouth County Chamber of Commerce Co-Founder and Executive Board member of Monmouth County Referral Group member St. Andrew's Mens Group - Holmdel, NJ Parishioner St. Catherine's Middletown, NJ Former Rotarian - Woodbridge-Perth Amboy Chapter

Gerald Santoro's Experience:

  • Mortgage Banker at First Home Bank

    October 2017 - Present | Morganville, NJ

    Gerald Santoro comes to First Home Bank with many years of experience in the Mortgage Industry. He is a licensed mortgage banker ready to help you! He specializes in Conventional, Jumbo, FHA, 203K, VA, USDA , HomeReady, and Reverse Mortgage Loans as well as assists many first time home buyers, move up buyers, vacation home buyers, and investors with purchases and/or refinances. Gerald oversees every Guest from application to closing, staying in close touch with all parties in the transaction at all times, to ensure a smooth mortgage process. He is proud to say that he thrives on repeat business and referrals from satisfied clients. He strives to under promise and over deliver. Gerald Santoro has been married for over 44 years to his childhood sweetheart and is a proud father of three children and a PROUD grandfather to two grandchildren. Gerald is looking forward to helping you with all your home loan needs! Member of Geriatric Advisory Council Board of Directors of Monmouth County Chamber of Commerce Co-Founder and Executive Board member of Monmouth County Referral Group member St. Andrew's Mens Group - Holmdel, NJ Parishioner St. Catherine's Middletown, NJ Former Rotarian - Woodbridge-Perth Amboy Chapter

  • Mortgage Banker at Peoples Bank

    September 2013 - Present | Manalapan, NJ

  • Mortgage Banker/Mortgage Broker at NJ LoanMan, LLC

    Present

  • Senior Loan Officer at West Town Savings Bank

    July 2011 - August 2013

    Federally Chartered Bank and Licensed to originate Conventional, Jumbo,FHA, 203K, VA, USDA, and Reverse Mortgage Loans in all 50 States. In house underwriting! Ability to close loans in 3 -4 weeks! In house Lender for Keller Williams, West Monmouth, NJ! GREAT RATES! GREAT SERVICE! Let me exceed your expectations!

  • Mortgage Planning Specialist/Sales Manager at First Choice Bank

    2009 - June 2011

    I provide Real Estate Financing for Residential and Commercial clients across the country. My client base includes First Time Home Buyers , move up buyers, second home purchases, refinances,etc. Well versed in FHA, 203K Streamline and full 203K, VA. Also Homepath loan available! Reverse Mortgages for clients minimum age 62. Commercial loans available from $100k and up. Private Investors, Hard Money, and Venture Capital also.

  • Mortgage Planning Specialist at HFG

    2001 - December 2008

  • Senior Loan Officer at Lenco Mortgage

    1999 - 2001

    Loan Originator for Conventional, FHA, VA, and Reverse Mortgage Loans. Worked closely with processor preparing loans to be underwriten.

  • Senior Loan Officer at First Monmouth Mortgage

    1993 - 1999

    Initiated and managed an Internet Mortgage Lead Division acheiving Top Producer status several months consecutively. Advised other loan officers on guidelines and structuring loans. Originated Conventional, FHA, VA, and Reverse Mortgage Loans. Specialized in First Time Home Buyer Loans and Down Payment Assistance Grants.

Gerald Santoro's Education:

  • Kingsborough Community College

    1970 – 1972

  • Xaverian High School

    1966 – 1970
    Concentration: Academic

  • Saint Brendan's Elementary School

    1958 – 1966

Gerald Santoro's Interests & Activities:

watching my grandsons grow! staying active! family activities!

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